Collections

  • Early-stage delinquency (0 – 120 days):  same service, different industry
  • Pre-collect/pre-charge-off (0 – 120 days):  same service, different industry
  • Open accounts receivable – early-out services (0 – 120 days):  same service, different industry
  • Primary bad debt
  • Second placements/seconds (bad debt)
  • Legal (e.g., tax intercept, judgments, garnishments)
  • Discovered insurance

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